Former Sheffield Wednesday loanee Nile Ranger has been charged with fraud and money laundering offences, police said.
The 25-year-old footballer is accused of conspiracy to defraud and conspiracy to commit money laundering in February last year.
The Metropolitan Police said the offences relate to the obtaining of a vulnerable person's bank account details by phone with a view to getting hold of their money.
Ranger, who played eight times scoring two goals while on loan at the Owls in 2012, was charged on Monday and appeared at Highbury Corner Magistrates' Court in London today.
The striker who recently signed a new deal at current club Southend United, is most well known to Wednesdayites for scoring the second goal against Wycombe Wanderers which clinched promotion back to the Championship
The player, from north London, has previously played for Newcastle and England Under-19s, moving to join Southend earlier this year.