FALLING into debt is something almost all of us will have experienced in our adult lives, as we try to balance our ability to pay for things with our desires.
But there are some unfortunate cases where the debts simply spiral out of control and leave individuals fearing for their very future.
That is what happened with Samantha Collins who ended up owing an eye-watering total of £16,000 to various credit companies.
But she is lucky. She came to The Star’s Action Desk and we were able to put her in touch with the Citizens’ Advice Bureau and together they are getting on top of Samantha’s situation.
It is not going to be an easy journey. But it seems that Samantha has the determination to free herself from the stranglehold of debt she had found herself enduring.
This is a lesson for all of us, particularly with the number of Sheffield people needing financial advice over their debts reaching a four-year-high.
And we hope that it is learned by people before they fall ever deeper into debt, threatening their health and financial security.
Decide what is best for country
THE temperature is rising over the debate on whether the country should change its voting system.
There are strong arguments for both cases. On one hand, the first-past-the-post system has served us well for generations. Our democratic system is held up as a model throughout the world.
However, in a rapidly changing and ever more sophisticated world there is a growing desire for change, probably to the Alternative Vote system, whereby the ballot is repeatedly recalculated until a single candidate with a clear majority emerges.
Whatever happens, we hope that politicians think long and hard and make their choices dependant on what is good for the country rather than what favours their particular party.
This is too important an issue for it to be twisted for political gain.
Toasting a dream
REAL ale lover James Taylor is toasting his enterprise after it helped him launch a new career following his redundancy from government organisation, The Audit Commission.
At a time when job losses are a threat to many people and their livelihoods, James stands out as a shining example of what can be achieved if you set your mind to the task.
Redundancy does not have to be the end of your working life.
But you need the courage of your convictions and a lot of hard work to turn a dream into reality.
And that is why we would like to say ‘Cheers’ to James for showing that this is possible.