Residents are being urged not to fall into arrears with their Council Tax or housing rent over Christmas and New Year.
Chesterfield Borough Council is warning that missed payments could lead to action being taken against residents.
Its debt recovery team is on hand to give advice to those struggling.
Councillor Sharon Blank said: “We all want the best Christmas we can have and, unfortunately, this can lead to families falling behind with regular payments.”
Call 01246 345492 for Council Tax advice or 01246 345501 for housing rent payments.