Check policies’ small print

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Doncaster householders are being advised to check their home insurance policies to make sure that they are properly covered this winter.

The warning comes from specialist cleaning and restoration firm ServiceMaster Clean, after premiums rose again.

John Flye, of ServiceMaster Clean Doncaster, said: “If something is spilt on a carpet, such as red wine or paint, the insurance company will often call us in first to see whether we can clean it, and in most cases we can. With high excess agreements, the cost to clean the spillage is often less than the excess. It’s always a good idea to call us for a quote before putting in a claim, as it could save you hundreds of pounds.”