Tracking app set to reward good drivers

Sam Chapman CTO and founder of The Floow
Sam Chapman CTO and founder of The Floow
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A smartphone app that rewards better driving has been created for global insurance giant AIG by experts in Sheffield.

‘XLNTdriver’ monitors smoothness of driving, speed, time and mobile phone use - and starts automatically whenever you set off.

AIG, which has released it in Ireland, gives customers who use the app a five per cent discount on premiums - rising to 20 per cent subject to performance, on a scale of 1-100.

The app was created by The Floow, based on Joiner Street, Sheffield, after it was named preferred supplier of telematics - tracking - services to AIG globally.

The launch in Ireland is their first for AIG.

Sam Chapman, co-founder of the 30-strong company, said: “The app marks a milestone for The Floow, and the telematics industry as a whole.

“As a business we are committed to making driving safer and cheaper for all, and we are delighted to be working with partners such as AIG who share this ethos.”

The Floow has developed techniques that enable insurers, manufacturers and fleet operators to provide ‘actionable insights’ to increase customer loyalty and a return on investment.

Commenting on the launch of the app, Aidan Connaughton, consumer lines director at AIG in Ireland said: “This cutting edge technology allows us to take a unique approach to pricing car insurance and communicate with our customers in a new way.”

AIG XLNTdriver is available to download for free at the iTunes or Google Store.

The Floow’s development team is also working on a Google Glass application for the insurance industry, aiming to make driving safer.

Sam added: “Whether a computer on the side of your head for this purpose will catch on or not is hard to say, only time will tell!”

Sam, who has a PhD from Sheffield University, started his first company - Knowledge Now Limited - when his old professors suggested commercialising some research he was patenting.

He added: “ Everyone else involved decided they didn’t want to leave their successful academic roles - I was the only one who decided to step into the unknown.”

The Floow was born later after he teamed up with an old acquaintance, Aldo Monteforte, who had a vision for an innovative business that could ‘see’ how people drive.

Today it is an employee-owned organisation with clients worldwide, including Direct Line.

It claims to employ some of the leading experts in areas including computer science, data mining, driver psychology, automotive electronics and user experience design.

Sam added: “I’m always inspired by people I know who make adventurous decisions, stepping into or investigating the unknown without knowledge of what they will find.”